Financial assistance is available to qualified students from a variety of federal, state, and local sources. Students at Middle Georgia Technical College can look to several areas for financial aid: Pell Grant, HOPE Grant, HOPE Scholarship, Workforce Investment Act, and local scholarships.
To be eligible for financial aid, a student must apply for admission and be accepted into an approved program of study and have a high school diploma or equivalent (GED) or pass an independently administered test to establish ability to benefit from the program of study.
Students should apply for financial aid at least two to three weeks before registering for classes. Students may apply online for HOPE at GAcollege411.org. To apply for PELL online go to www.fafsa.ed.gov.
Federal Direct Loans
The Federal Direct Loan Program allows students to borrow money at a low interest rate for educational expenses.
A subsidized Federal Direct loan is a need-based loan, which means the amount you may be eligible to receive is based on your financial need. The federal government pays the interest that accrues on a subsidized Federal Direct Loan while you are in school, during your grace period after you leave school or graduate, and during eligible deferment periods.
An unsubsidized Federal Direct loan is a non-need based loan, which means the amount you may be eligible to borrow is not based on your financial need. If you receive an unsubsidized Direct Loan, you will be responsible for all interest that accrues on the loan from the date of disbursement forward.
Federal Pell Grant
Students who demonstrate financial need and are enrolled in a diploma or degree program may be eligible for this grant if they have not previously received a bachelor’s degree. The amount of the Federal Pell Grant ranges up to $5550 per academic year, depending on the level of federal funding, cost of education, enrollment status, and the student’s Family Contribution Index taken from the Student Aid Report (SAR).
The U.S. Congress has established a lifetime limit on the amount of Pell Grants a student may receive. This limit applies to all Pell Grant recipients, including existing students who has received Pell Grants in the past.
Starting in 2012-2013, the Pell Grant lifetime limit is 600%. Each academic year represents 100%, so a student may receive a full time Pell Grant for 12 semesters or 6 years.
Federal Supplementary Education Opportunity Grant (FSEOG)
Students who demonstrate an extreme financial need may be eligible for FSEOG. Students must be receiving a Federal Pell Grant to be eligible. FSEOG is awarded on a first come basis until all funds are exhausted. Students are awarded $100 per term.
Academic Policies for Financial Aid
Federal regulations require MGTC to establish policies to measure whether students applying for financial aid are in good academic standing and making satisfactory progress toward completion of their program of study. A detailed description of the satisfactory academic progress policy is in the Financial Aid section of this catalog.
The HOPE Grant is a State of Georgia financial aid program for Georgia residents, military personnel and/or dependents. To be eligible for this grant and receive 90% tuition based on the previous aid year tuition rate; applicants must apply and be enrolled in a diploma or certificate of credit program. The student must have a 3.0 GPA at 30 and 60 paid hours from all schools. Students who lose eligibility may regain the grant only once. For complete details, contact the Financial Aid Office.
HOPE Scholarship is a Georgia financial aid program for students enrolled in a Degree Program.To be eligible for the freshman year (1st tier), a student must be a 1993 or later high school graduate with a minimum of a 3.0 cumulative grade point average (core curriculum subjects) in a college preparation curriculum or a minimum of a 3.2 cumulative grade point average (core curriculum subjects) in a vocational curriculum.
To be eligible for the sophomore (2nd tier), a student must have a cumulative grade point average of at least 3.0 at certain benchmarks and have graduated from high school or obtained a GED within the past 7 years. Postsecondary transcripts are required to receive the HOPE Scholarship.
The HOPE Scholarship will pay 90% tuition based on the previous aid year tuition rate.
Students may enroll in an automatic payment plan through Nelnet Business Solutions. Nelnet provides a monthly, interest-free payment plan with flexible payment options. These are the simple steps to enroll in the payment plan. Please go to the current students tab on the colleges website, select the “Payment Plan” link, and complete the NBS e-Cashier agreement. Interested students may request additional information from the Financial Aid Office.
The Division of Rehabilitation Services cooperates with Middle Georgia Technical College by providing financial assistance to students who have disabilities and who qualify for division services. Usually school expenses (tuition/ fees/books/etc.) are provided. For additional information contact the Vocational Rehabilitation Services Office in your home county.
MGTC is approved for veteran training under U. S. Code 38. Veterans’ benefits are available to qualified veterans and dependents of deceased or disabled veterans. Applicants should contact the Financial Aid Office for details. Postsecondary transcripts are required to receive VA benefits.
Workforce Investment Act (WIA)
The Workforce Investment Act (WIA) is a form of financial aid available to students who qualify based on federal income guidelines or by virtue of being a dislocated worker or long-term unemployed. The program provides funds for tuition, books, supplies, and a support allowance to those qualifying. Interested applicants should request an interview with the WIA staff to discuss eligibility.
Several businesses, civic organizations, individuals, and educational projects provide funds for deserving students. These funds are usually provided for tuition, fees, books, supplies, and transportation. Interested students should request information on any scholarships available from the Foundation, which is located in A138 of Building A.
Applying for Pell Grant
If you apply for the Pell Grant, you're also automatically applying for the HOPE Grant as well.
Applying for HOPE
Applying for the HOPE grant can also be done through GAcollege411.
Net Price Calculator
The net price calculator is a tool for students and parents to use to get the estimate of what it may cost to attend Middle Georgia Technical College each year
NOTE: Financial Aid Applications should be completed by the U.S. Department of Education or the Georgia Student Finance Commission at least one week prior to registration.
Please check the Academic Calendar for future registration dates.